Blog - Rodney Ward

All, Buying, Selling

Rates Tick Up But Still Below Last Year’s Level

Freddie Mac today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.30%. “The 30-year fixed-rate mortgage averaged 6.30% this week,” said Sam Khater, Freddie Mac’s Chief Economist. “As rates had modestly declined the last few weeks, purchase demand has accelerated with purchase applications rising to over 20 percent […]
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When Do I Lock-In My Mortgage Rate?

Lately, mortgage rates have been a bit volatile. And that may have made you second guess your move. But here’s something to put it all into perspective. Even now, rates are the lowest they’ve been in the last 3 Spring seasons. So, if you want to buy, this could still be a good time to […]
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Another Decline in Weekly Average

Freddie Mac today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.23%. “The 30-year fixed-rate mortgage declined again this week to 6.23%,” said Sam Khater, Freddie Mac’s Chief Economist. “Rates currently stand at their lowest level in the last three spring homebuying seasons. This improvement, coupled with a […]
Videos

Is Over Asking A Thing Now?

All Rates Tick Up But Still Below Last Year’s Level Freddie Mac today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.30%. “The 30-year fixed-rate mortgage averaged 6.30% this week,” said Sam Khater, Freddie Mac’s Chief Economist. “As rates had modestly declined the last few weeks, purchase demand has accelerated with purchase applications rising to over 20 percent […]

Videos When Do I Lock-In My Mortgage Rate? Lately, mortgage rates have been a bit volatile. And that may have made you second guess your move. But here’s something to put it all into perspective. Even now, rates are the lowest they’ve been in the last 3 Spring seasons. So, if you want to buy, this could still be a good time to […]

All Another Decline in Weekly Average Freddie Mac today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.23%. “The 30-year fixed-rate mortgage declined again this week to 6.23%,” said Sam Khater, Freddie Mac’s Chief Economist. “Rates currently stand at their lowest level in the last three spring homebuying seasons. This improvement, coupled with a […]

Videos Is Over Asking A Thing Now?

Videos 57 Days on the Market Isn’t Slow. It’s Normal.

All Wondering If You Should Still Buy a Home Right Now? Here’s What To Keep in Mind. With economic headlines, global events, and near constant talk about affordability, you may be wondering if this is the right time to move. But here’s what you need to remember. While recent events do have some impact on the housing market, they don’t take buying off the table. You just have to use a different […]

All A Tick Down In Mortgage Rates. Freddie Mac today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.37%. “Mortgage rates ticked down this week, averaging 6.37%,” said Sam Khater, Freddie Mac’s Chief Economist. “The decrease in rates represents a positive development for prospective homebuyers and could spark a more favorable spring homebuying season […]

All Thinking About an Adjustable-Rate Mortgage? If you’ve been looking for a home lately, you’ve probably felt how tough affordability still is. And that’s exactly why more buyers are opting for adjustable-rate mortgages, or ARMs. Here’s what you need to understand about how they work, and whether they make sense for you. What Is an Adjustable-Rate Mortgage? Since a lot of […]

Selling Your House Hasn’t Sold Yet. Should You Rent It Out Instead? When your house sits on the market longer than expected, it can get frustrating fast. You start asking: what now? And for a growing number of homeowners, that turns into: should I just rent it instead? While it sounds like a simple backup plan, becoming “accidental landlord” is actually a much bigger decision than most […]

Videos Investors own how many houses?

All 30-Year Mortgage Rate Averages 6.46% Freddie Mac today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.46%. “The 30-year fixed-rate mortgage edged up, averaging 6.46% this week,” said Sam Khater, Freddie Mac’s Chief Economist. “With spring homebuying season in full swing, aspiring buyers should remember to shop around for the best mortgage […]

All Before You Fall in Love with a House, Do This First. Be honest. Have you started looking at homes online yet? If you have, it’s already time to get pre-approved. Because here’s what not enough people know. If buying a home is on your radar – even if it’s more of a someday plan than a right now plan – you don’t want to wait until […]

All Will This Change What You Think About Investors in Today’s Housing Market There’s a lot of noise out there right now about investors in the housing market. Some headlines make it sound like big Wall Street firms are buying up everything in sight. And if you’re trying to purchase a home yourself, that can make it feel like the odds are stacked against you. But when you […]

All 30-Year Mortgage Rate Averages 6.38% For The Week Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.38%. “Mortgage rates this week averaged 6.38%,” said Sam Khater, Freddie Mac’s Chief Economist. “The housing market continues to show gradual improvements compared to a year ago amid recent rate volatility. Purchase and refinance applications are […]

Selling When’s The Best Week To List Your House? When’s The Best Week To List Your House? It’s Just Around the Corner! While the Spring season consistently offers up some of the best conditions for home sellers, Realtor.com says there’s one window where the stars really seem to align year after year. And it’s coming up fast. Based on their analysis of historical trends, […]

Videos Take A Look Now!

All Mortgage Rates Average 6.22% For The Week Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.22%. “The 30-year fixed-rate mortgage edged up this week to 6.22% but remains nearly half a percentage point lower than the same time last year,” said Sam Khater, Freddie Mac’s Chief Economist. “Potential homebuyers are poised […]

Buying Must-Do’s for First-Time Home Buyers Buying your first home is exciting, but it can also be a little nerve-wrecking because it’s something you’ve never done before. And trying to think of everything you need to do can feel like a lot. But here’s the key. You don’t have to figure everything out on your own. And you don’t have to […]

Selling Why Buyers Walk Away The #1 Reason Buyers Walk Away (And How To Get Ahead of It) You may have seen headlines on social saying the number of buyers backing out of their contracts is on the rise – and has recently reached a high not seen since 2017. That can sound intimidating. But it varies a lot by […]

Videos It’s Not About Luck! Selling your house today isn’t about luck. It’s about strategy. The simple truth is homes with a good plan get offers. It’s the homes without one that just sit… and sit. That’s why you need an agent who knows how to nail every aspect of your sale. Don’t leave your move to chance. Contact me […]

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