All Weekly Mortgage Rate Averages Move Down Freddie Mac today released the results of its Primary Mortgage Market Survey® , showing the 30-year fixed-rate mortgage (FRM) averaged 7.18%. “Mortgage rates continued their downward trajectory this week, improving the environment for prospective homebuyers against a backdrop of strong economic growth,” said Sam Khater, Freddie Mac’s Chief Economist. The 30-year FRM averaged 7.18% as of […]
All What the Silver Tsunami Means if You’re Planning To Sell If you’re following the housing market, you may have heard the term “silver tsunami” lately. It’s the idea that millions of homes owned by older Americans could come onto the market as more homeowners reach retirement age and make their next move. And when you hear a phrase like that, it’s easy to picture a […]
All What Experts Forecast for Mortgage Rates and Home Prices in 2027 When it comes to housing, two of the biggest questions on everyone’s mind right now are: What’s next for mortgage rates? Where will home prices go from here? And if you’re weighing whether to move in the next few months or wait until 2027, here’s what you should know. When experts look ahead to 2027, […]
All Credit Scoring Is Changing: 3 Things Homebuyers Should Know Quick, what credit score do you need to buy a home? If a number pops into your head, there’s a pretty good chance it’s wrong. And the right answer is getting harder to pin down, because the way credit scores are determined and delivered is changing – for the better. Here’s what you need to […]
Videos How To Win Back Your Buying Power
All 30-Year Mortgage Rates Average 7.24% This Week. Freddie Mac today released the results of its Primary Mortgage Market Survey® , showing the 30-year fixed-rate mortgage (FRM) averaged 7.24%. “The average 30-year fixed-rate mortgage declined again this week, reaching its lowest level this month and modestly boosting purchasing power for prospective buyers,” said Sam Khater, Freddie Mac’s Chief Economist. The 30-year FRM averaged […]
All Don’t Let the Fear of a Buyer Backing Out Scare You Away from Selling There’s nothing quite like the excitement of getting an offer on your house. You’re one step closer to moving on to what’s next. But what happens if that buyer backs out or ghosts you before closing? If you’ve been seeing headlines about more home sales falling through lately, that possibility may be keeping you up […]
All The Biggest Credit Hurdle for Renters Who Want To Buy What’s the biggest payment you make every month? If you’re a renter, it’s probably your rent. But did you know that you can pay your rent on time, every time, for years, and it may never show up in your credit history? It’s pretty frustrating, especially if you’d like to buy a home someday and […]
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All Mortgage Rates Unchanged! Freddie Mac today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 7.40%. “The average 30-year fixed-rate mortgage remained unchanged this week,” said Sam Khater, Freddie Mac’s Chief Economist. The 30-year FRM averaged 7.40% as of October 15, 2026, unchanged from last week. A year ago at […]
All Homes Are Still Selling – Even in a Slower Market If you’ve seen headlines saying home sales are slowing down, you may be wondering: is this really a good time to sell? While the latest numbers show sales picked up slightly in September, they’re still down compared to last year. But here’s the perspective the headlines can miss. Homes are still selling every single day. […]
All Why There are More Homes for Sale Right Now (and What It Means for You) Mortgage rates being back above 7% isn’t exactly the news most people wanted. But it’s changing the market in ways that matter whether you’re buying or selling. The number of homes for sale is growing faster than it was this time last year. And interestingly, the main reason isn’t a flood of new listings. It’s […]
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All Two Moves That Can Get You Into Your First Home Sooner For a lot of first-time buyers, owning a home can feel perpetually a few years out of reach. Saving for a down payment takes time, and each year you spend renting can make owning feel further off. But buying your first home doesn’t have to happen to feel like a far away goal. Two choices […]
All Mortgage Rate Averages Move Higher Freddie Mac  today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 7.28%. “With mortgage rates on their current trajectory, the housing market continues to be supported by favorable economic conditions,” said Sam Khater, Freddie Mac’s Chief Economist. The 30-year FRM averaged 7.28% as of October 1, […]
All Hoping for (or Dreading) a Housing Crash?  The Experts Just Weighed In. Half the buyers out there are scared home prices are about to crash. The other half are hoping they will. A recent survey from Clever found 58% of Gen Z buyers are actually rooting for a crash, just so homeownership feels within reach. So, what do the forecasts actually say? Every quarter, Fannie Mae surveys […]
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All The Mortgage Rate You See Online Isn’t Necessarily the One You’d Get. You may have seen the headlines saying mortgage rates have climbed to the highest point since January 2025. And if that’s left you reluctant to buy a home, here’s what you need to remember… That’s not necessarily the number you’d get. It’s a common misconception that the rate you see in the headlines is the […]
All 30-Year Mortgage Rate Average Tops 7% Freddie Mac today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 7.03%. “The housing market remains supported by a solid labor market and an economy that is growing at a healthy rate,” said Sam Khater, Freddie Mac’s Chief Economist. The 30-year FRM averaged 7.03% as of […]
All Why So Many Sellers Are Cutting Their Price Right Now Price cuts are turning up everywhere right now, and they read very differently depending on which side of the deal you’re on. Sellers tend to worry a cut means walking away with less than they hoped. Sometimes that’s true, but more often it just means the market moved faster than the listing did. Buyers, for […]
All There Are 4 Types of Housing Markets Right Now. Which 1 Are You In? Today’s housing market splits into four distinct types. You’ve got cash buyers, buyers financing a purchase, owners who feel locked into a low rate, and builders with homes to sell. Which type you’re in changes how you should buy or sell. Ryan Serhant, CEO of SERHANT agrees: “There is no longer a housing market . […]