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All • Buying • Selling • November 5, 2026

Weekly Mortgage Rate Averages Move Down

by Rodney Ward

Freddie Mac today released the results of its Primary Mortgage Market Survey® , showing the 30-year fixed-rate mortgage (FRM) averaged 7.18%.

“Mortgage rates continued their downward trajectory this week, improving the environment for prospective homebuyers against a backdrop of strong economic growth,” said Sam Khater, Freddie Mac’s Chief Economist.

  • The 30-year FRM averaged 7.18% as of November 5, 2026, down from last week when it averaged 7.24%. A year ago at this time, the 30-year FRM averaged 6.22%.
  • The 15-year FRM averaged 6.57%, down from last week when it averaged 6.60%. A year ago at this time, the 15-year FRM averaged 5.50%.

The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20% down and have excellent credit.

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