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All • November 6, 2025

Mortgage Interest Rates Remain Near 2025 Lows

by Rodney Ward

 Freddie Mac today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.22%.

“This week the 30-year fixed-rate mortgage averaged 6.22%. On a median-priced home, this could allow a homebuyer to save thousands annually compared to earlier this year, showing that affordability is slowly improving,” said Sam Khater, Freddie Mac’s Chief Economist.

  • The 30-year FRM averaged 6.22% as of November 6, 2025, up from last week when it averaged 6.17%. A year ago at this time, the 30-year FRM averaged 6.79%.
  • The 15-year FRM averaged 5.50%, up from last week when it averaged 5.41%. A year ago at this time, the 15-year FRM averaged 6.00%.

The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20% down and have excellent credit.

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