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All • Buying • Selling • November 20, 2025

Mortgage Rates Continue Moving In A Narrow Range

by Rodney Ward

Freddie Mac today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.26%.

“Mortgage rates have been shifting within a narrow ten-basis point range over the last month. This rate stability is a positive sign for both buyers and sellers, as it helps provide greater certainty in the housing market,” said Sam Khater, Freddie Mac’s Chief Economist.

  • The 30-year FRM averaged 6.26% as of November 20, 2025, up from last week when it averaged 6.24%. A year ago at this time, the 30-year FRM averaged 6.84%.
  • The 15-year FRM averaged 5.54%, up from last week when it averaged 5.49%. A year ago at this time, the 15-year FRM averaged 6.02%.

The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20% down and have excellent credit.

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